{"id":3314,"date":"2026-01-25T09:36:54","date_gmt":"2026-01-25T08:36:54","guid":{"rendered":"https:\/\/www.offredemploi.fr\/newsroom\/finance-solidaire-france-active\/"},"modified":"2026-01-25T09:36:54","modified_gmt":"2026-01-25T08:36:54","slug":"finance-solidaire-france-active","status":"publish","type":"post","link":"https:\/\/www.offredemploi.fr\/newsroom\/finance-solidaire-france-active\/","title":{"rendered":"\u00c9conomie sociale et solidaire : finance solidaire et r\u00e9seau France Active"},"content":{"rendered":"<p class=\"wp-block-paragraph\">L&rsquo;\u00e9conomie sociale et solidaire s&rsquo;impose comme un levier majeur pour r\u00e9pondre aux enjeux sociaux contemporains, en associant finalit\u00e9 sociale et pratiques \u00e9conomiques. En 2024, le r\u00e9seau <strong>France Active<\/strong> a mobilis\u00e9 491 millions d&rsquo;euros pour soutenir 37 458 entreprises, illustrant l&rsquo;ampleur de la <strong>finance solidaire<\/strong> en France.<\/p>\n\n<!-- \/wp:post-content --><!-- wp:paragraph -->\n\n<!-- wp:paragraph --><p>Le texte propose un examen des m\u00e9canismes, des instruments et des r\u00e9seaux qui structurent l&rsquo;<strong>entrepreneuriat social<\/strong> et l&rsquo;<strong>impact social<\/strong> sur les territoires. Ces constats appellent un point synth\u00e9tique et pratique avant d&rsquo;entrer dans l&rsquo;analyse d\u00e9taill\u00e9e.<\/p><!-- \/wp:paragraph -->\n\n<!-- \/wp:paragraph --><!-- wp:heading {\"level\":2} -->\n\n<!-- wp:heading {\"level\":2} --><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_88 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Sommaire<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #1e73be;color:#1e73be\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #1e73be;color:#1e73be\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.offredemploi.fr\/newsroom\/finance-solidaire-france-active\/#A_retenir\" >A retenir :<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.offredemploi.fr\/newsroom\/finance-solidaire-france-active\/#France_Active_et_la_finance_solidaire_chiffres_et_portee_territoriale\" >France Active et la finance solidaire : chiffres et port\u00e9e territoriale<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.offredemploi.fr\/newsroom\/finance-solidaire-france-active\/#Impact_chiffre_sur_lemploi_local\" >Impact chiffr\u00e9 sur l&#8217;emploi local<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.offredemploi.fr\/newsroom\/finance-solidaire-france-active\/#Reseau_territorial_et_services_financiers\" >R\u00e9seau territorial et services financiers<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.offredemploi.fr\/newsroom\/finance-solidaire-france-active\/#Financement_responsable_et_instruments_de_la_finance_solidaire\" >Financement responsable et instruments de la finance solidaire<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.offredemploi.fr\/newsroom\/finance-solidaire-france-active\/#Garanties_et_accompagnement_pour_les_TPE_sociales\" >Garanties et accompagnement pour les TPE sociales<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.offredemploi.fr\/newsroom\/finance-solidaire-france-active\/#Investissement_a_impact_et_France_Active_Investissement\" >Investissement \u00e0 impact et France Active Investissement<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.offredemploi.fr\/newsroom\/finance-solidaire-france-active\/#Reseaux_solidaires_et_inclusion_financiere_mobilisation_des_territoires\" >R\u00e9seaux solidaires et inclusion financi\u00e8re : mobilisation des territoires<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.offredemploi.fr\/newsroom\/finance-solidaire-france-active\/#Partenariats_regionaux_et_emploi\" >Partenariats r\u00e9gionaux et emploi<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.offredemploi.fr\/newsroom\/finance-solidaire-france-active\/#Cas_pratiques_dentrepreneuriat_social\" >Cas pratiques d&rsquo;entrepreneuriat social<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"A_retenir\"><\/span>A retenir :<span class=\"ez-toc-section-end\"><\/span><\/h2><!-- \/wp:heading -->\n\n<!-- \/wp:heading --><!-- wp:list -->\n\n<!-- wp:list --><ul><!-- wp:list-item --><li>Mobilisation de fonds pour l&#8217;emploi local<\/li><!-- \/wp:list-item --><!-- wp:list-item --><li>Soutien financier aux TPE sociales<\/li><!-- \/wp:list-item --><!-- wp:list-item --><li>Garanties facilitant l&rsquo;acc\u00e8s au cr\u00e9dit<\/li><!-- \/wp:list-item --><!-- wp:list-item --><li>R\u00e9seaux territoriaux pour l&rsquo;inclusion financi\u00e8re<\/li><!-- \/wp:list-item --><\/ul><!-- \/wp:list -->\n\n<!-- \/wp:list --><!-- wp:heading {\"level\":2} -->\n\n<!-- wp:heading {\"level\":2} --><h2><span class=\"ez-toc-section\" id=\"France_Active_et_la_finance_solidaire_chiffres_et_portee_territoriale\"><\/span>France Active et la finance solidaire : chiffres et port\u00e9e territoriale<span class=\"ez-toc-section-end\"><\/span><\/h2><!-- \/wp:heading -->\n\n<!-- \/wp:heading --><!-- wp:paragraph -->\n\n<!-- wp:paragraph --><p>Apr\u00e8s ce rep\u00e8re synth\u00e9tique, il convient d&rsquo;analyser les chiffres et la port\u00e9e territoriale du r\u00e9seau. L&rsquo;observation locale r\u00e9v\u00e8le comment les financements s&rsquo;articulent avec les besoins d&#8217;emploi et d&rsquo;inclusion.<\/p><!-- \/wp:paragraph -->\n\n<!-- \/wp:paragraph --><!-- wp:heading {\"level\":3} -->\n\n<!-- wp:heading {\"level\":3} --><h3><span class=\"ez-toc-section\" id=\"Impact_chiffre_sur_lemploi_local\"><\/span>Impact chiffr\u00e9 sur l&#8217;emploi local<span class=\"ez-toc-section-end\"><\/span><\/h3><!-- \/wp:heading -->\n\n<!-- \/wp:heading --><!-- wp:paragraph -->\n\n<!-- wp:paragraph --><p>Cette lecture chiffr\u00e9e met en lumi\u00e8re l&rsquo;effet direct des avances et garanties sur l&#8217;emploi durable. Selon <strong>France Active<\/strong>, les sommes mobilis\u00e9es ont permis le maintien et la cr\u00e9ation d&#8217;emplois sur de nombreux territoires.<\/p><!-- \/wp:paragraph -->\n\n<!-- \/wp:paragraph --><!-- wp:table -->\n\n<!-- wp:paragraph --><p><figure class=\"wp-block-table\">\n<table>\n<thead>\n<tr>\n<th>Indicateur<\/th>\n<th>Valeur 2024<\/th>\n<th>Port\u00e9e<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Fonds mobilis\u00e9s<\/td>\n<td>491 millions d&rsquo;euros<\/td>\n<td>Soutien national aux TPE<\/td>\n<\/tr>\n<tr>\n<td>Entreprises accompagn\u00e9es<\/td>\n<td>37 458<\/td>\n<td>Secteurs solidaires vari\u00e9s<\/td>\n<\/tr>\n<tr>\n<td>Associations territoriales<\/td>\n<td>40<\/td>\n<td>Accompagnement local structur\u00e9<\/td>\n<\/tr>\n<tr>\n<td>Antennes en Nouvelle-Aquitaine<\/td>\n<td>13<\/td>\n<td>Pr\u00e9sence multi-sites pour l&rsquo;appui<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure><\/p><!-- \/wp:paragraph -->\n\n<!-- \/wp:table --><!-- wp:heading {\"level\":3} -->\n\n<!-- wp:heading {\"level\":3} --><h3><span class=\"ez-toc-section\" id=\"Reseau_territorial_et_services_financiers\"><\/span>R\u00e9seau territorial et services financiers<span class=\"ez-toc-section-end\"><\/span><\/h3><!-- \/wp:heading -->\n\n<!-- \/wp:heading --><!-- wp:paragraph -->\n\n<!-- wp:paragraph --><p>Ce r\u00e9seau repose sur un triptyque clair : conseiller, financer et connecter les porteurs de projet. Selon <strong>France Active<\/strong>, les soci\u00e9t\u00e9s financi\u00e8res du groupe permettent d&rsquo;adapter les r\u00e9ponses aux r\u00e9alit\u00e9s locales.<\/p><!-- \/wp:paragraph -->\n\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n\n<!-- wp:paragraph --><p>Offres financi\u00e8res cl\u00e9s :<\/p><!-- \/wp:paragraph -->\n\n<!-- \/wp:paragraph --><!-- wp:list -->\n\n<!-- wp:list --><ul><!-- wp:list-item --><li>Garanties bancaires d\u00e9di\u00e9es aux projets solidaires<\/li><!-- \/wp:list-item --><!-- wp:list-item --><li>Pr\u00eats participatifs pour renforcer les fonds propres<\/li><!-- \/wp:list-item --><!-- wp:list-item --><li>Accompagnements techniques et montage financier<\/li><!-- \/wp:list-item --><!-- wp:list-item --><li>Connexions avec partenaires locaux et r\u00e9seaux<\/li><!-- \/wp:list-item --><\/ul><!-- \/wp:list -->\n\n<!-- \/wp:list --><!-- wp:quote -->\n\n<!-- wp:quote --><blockquote class=\"wp-block-quote\">\n<p>\u00ab J&rsquo;ai obtenu une garantie qui a permis \u00e0 mon association de recruter son premier salari\u00e9. \u00bb<\/p>\n<p><cite>Marie L.<\/cite><\/p><\/blockquote><!-- \/wp:quote -->\n\n<!-- \/wp:quote --><!-- wp:paragraph -->\n\n<!-- wp:paragraph --><p>Cette exp\u00e9rience individuelle illustre l&rsquo;effet de levier possible pour les structures fragiles \u00e9conomiquement. Le passage vers des solutions p\u00e9rennes exige des appuis financiers combin\u00e9s \u00e0 un accompagnement cibl\u00e9.<\/p><!-- \/wp:paragraph -->\n\n<!-- \/wp:paragraph --><!-- wp:otoimage prompt=\"A hyper-realistic 1200x675 image of a diverse group of social entrepreneurs meeting in a modern co-working space, discussing documents and charts, warm natural lighting, professional atmosphere\" ><\/otoimage --><!-- wp:heading {\"level\":2} -->\n\n<!-- wp:heading {\"level\":2} --><h2><span class=\"ez-toc-section\" id=\"Financement_responsable_et_instruments_de_la_finance_solidaire\"><\/span>Financement responsable et instruments de la finance solidaire<span class=\"ez-toc-section-end\"><\/span><\/h2><!-- \/wp:heading -->\n\n<!-- \/wp:heading --><!-- wp:paragraph -->\n\n<!-- wp:paragraph --><p>Suite \u00e0 l&rsquo;analyse territoriale, il faut d\u00e9tailler les instruments qui rendent le financement responsable op\u00e9rationnel. L&rsquo;efficacit\u00e9 d\u00e9pend autant des produits financiers que de leur articulation avec l&rsquo;accompagnement.<\/p><!-- \/wp:paragraph -->\n\n<!-- \/wp:paragraph --><!-- wp:heading {\"level\":3} -->\n\n<!-- wp:heading {\"level\":3} --><h3><span class=\"ez-toc-section\" id=\"Garanties_et_accompagnement_pour_les_TPE_sociales\"><\/span>Garanties et accompagnement pour les TPE sociales<span class=\"ez-toc-section-end\"><\/span><\/h3><!-- \/wp:heading -->\n\n<!-- \/wp:heading --><!-- wp:paragraph -->\n\n<!-- wp:paragraph --><p>Ce point montre comment les garanties r\u00e9duisent le risque per\u00e7u par les banques et favorisent l&rsquo;acc\u00e8s au cr\u00e9dit. Selon <strong>Banque de France<\/strong>, la finance solidaire se d\u00e9cline via des produits vari\u00e9s et compl\u00e9mentaires.<\/p><!-- \/wp:paragraph -->\n\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n\n<!-- wp:paragraph --><p>Modalit\u00e9s de soutien :<\/p><!-- \/wp:paragraph -->\n\n<!-- \/wp:paragraph --><!-- wp:list -->\n\n<!-- wp:list --><ul><!-- wp:list-item --><li>Garantie bancaire partielle pour faciliter l&#8217;emprunt<\/li><!-- \/wp:list-item --><!-- wp:list-item --><li>Pr\u00eats \u00e0 taux adapt\u00e9s et montages mixtes<\/li><!-- \/wp:list-item --><!-- wp:list-item --><li>Accompagnement post-financement pour s\u00e9curiser l&rsquo;activit\u00e9<\/li><!-- \/wp:list-item --><\/ul><!-- \/wp:list -->\n\n<!-- \/wp:list --><!-- wp:quote -->\n\n<!-- wp:quote --><blockquote class=\"wp-block-quote\">\n<p>\u00ab Le conseil re\u00e7u avant l&#8217;emprunt a transform\u00e9 notre approche financi\u00e8re. \u00bb<\/p>\n<p><cite>Paul D.<\/cite><\/p><\/blockquote><!-- \/wp:quote -->\n\n<!-- \/wp:quote --><!-- wp:heading {\"level\":3} -->\n\n<!-- wp:heading {\"level\":3} --><h3><span class=\"ez-toc-section\" id=\"Investissement_a_impact_et_France_Active_Investissement\"><\/span>Investissement \u00e0 impact et France Active Investissement<span class=\"ez-toc-section-end\"><\/span><\/h3><!-- \/wp:heading -->\n\n<!-- \/wp:heading --><!-- wp:paragraph -->\n\n<!-- wp:paragraph --><p>Ce volet relie l&rsquo;investissement au pilotage de l&rsquo;impact social pour maximiser l&rsquo;utilit\u00e9 publique. Selon <strong>Finansol<\/strong>, l&rsquo;investissement solidaire se d\u00e9veloppe gr\u00e2ce \u00e0 des produits plus lisibles pour l&rsquo;\u00e9pargnant.<\/p><!-- \/wp:paragraph -->\n\n<!-- \/wp:paragraph --><!-- wp:table -->\n\n<!-- wp:paragraph --><p><figure class=\"wp-block-table\">\n<table>\n<thead>\n<tr>\n<th>Instrument<\/th>\n<th>Public cible<\/th>\n<th>Avantage principal<\/th>\n<th>Usage typique<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Garanties<\/td>\n<td>TPE et associations<\/td>\n<td>R\u00e9duction du risque bancaire<\/td>\n<td>Acc\u00e8s au cr\u00e9dit bancaire<\/td>\n<\/tr>\n<tr>\n<td>Pr\u00eats participatifs<\/td>\n<td>Structures en d\u00e9veloppement<\/td>\n<td>Renforcement des fonds propres<\/td>\n<td>Extension d&rsquo;activit\u00e9 locale<\/td>\n<\/tr>\n<tr>\n<td>Investissement \u00e0 impact<\/td>\n<td>Projets scaling<\/td>\n<td>Alliage rendement et impact<\/td>\n<td>Mont\u00e9e en capacit\u00e9<\/td>\n<\/tr>\n<tr>\n<td>Microcr\u00e9dit solidaire<\/td>\n<td>Entrepreneurs isol\u00e9s<\/td>\n<td>Insertion financi\u00e8re directe<\/td>\n<td>Lancement d&rsquo;activit\u00e9<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure><\/p><!-- \/wp:paragraph -->\n\n<!-- \/wp:table --><!-- wp:quote -->\n\n<!-- wp:quote --><blockquote class=\"wp-block-quote\">\n<p>\u00ab Ce financement responsable nous a aid\u00e9s \u00e0 structurer notre mod\u00e8le socialement viable. \u00bb<\/p>\n<p><cite>Sylvie R.<\/cite><\/p><\/blockquote><!-- \/wp:quote -->\n\n<!-- \/wp:quote --><!-- wp:paragraph -->\n\n<!-- wp:paragraph --><p>Les r\u00e9ponses financi\u00e8res doivent rester contextualis\u00e9es pour garantir durablement l&rsquo;impact social. L&rsquo;enjeu suivant porte sur la mobilisation des r\u00e9seaux locaux pour amplifier ces efforts.<\/p><!-- \/wp:paragraph -->\n\n<!-- \/wp:paragraph --><!-- wp:otoimage prompt=\"A hyper-realistic 1200x675 image of a community financing meeting, local partners around a table with maps and laptops, sincere discussions, daylight, high detail\" ><\/otoimage --><!-- wp:heading {\"level\":2} -->\n\n<!-- wp:heading {\"level\":2} --><h2><span class=\"ez-toc-section\" id=\"Reseaux_solidaires_et_inclusion_financiere_mobilisation_des_territoires\"><\/span>R\u00e9seaux solidaires et inclusion financi\u00e8re : mobilisation des territoires<span class=\"ez-toc-section-end\"><\/span><\/h2><!-- \/wp:heading -->\n\n<!-- \/wp:heading --><!-- wp:paragraph -->\n\n<!-- wp:paragraph --><p>Apr\u00e8s l&rsquo;\u00e9tude des instruments, il importe d&rsquo;observer la mobilisation territoriale et les alliances qui soutiennent l&rsquo;inclusion financi\u00e8re. Cette mise en r\u00e9seau permet d&rsquo;atteindre des publics \u00e9loign\u00e9s des circuits classiques.<\/p><!-- \/wp:paragraph -->\n\n<!-- \/wp:paragraph --><!-- wp:heading {\"level\":3} -->\n\n<!-- wp:heading {\"level\":3} --><h3><span class=\"ez-toc-section\" id=\"Partenariats_regionaux_et_emploi\"><\/span>Partenariats r\u00e9gionaux et emploi<span class=\"ez-toc-section-end\"><\/span><\/h3><!-- \/wp:heading -->\n\n<!-- \/wp:heading --><!-- wp:paragraph -->\n\n<!-- wp:paragraph --><p>Le travail avec les collectivit\u00e9s et acteurs locaux cr\u00e9e des synergies pour l&#8217;emploi et l&rsquo;acc\u00e8s aux services essentiels. Selon <strong>France Active<\/strong>, ces alliances renforcent la capacit\u00e9 des projets \u00e0 \u00eatre p\u00e9rennes.<\/p><!-- \/wp:paragraph -->\n\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n\n<!-- wp:paragraph --><p>Partenaires territoriaux mobilis\u00e9s :<\/p><!-- \/wp:paragraph -->\n\n<!-- \/wp:paragraph --><!-- wp:list -->\n\n<!-- wp:list --><ul><!-- wp:list-item --><li>Collectivit\u00e9s locales engag\u00e9es dans le d\u00e9veloppement<\/li><!-- \/wp:list-item --><!-- wp:list-item --><li>Bailleurs sociaux soutenant l&rsquo;insertion professionnelle<\/li><!-- \/wp:list-item --><!-- wp:list-item --><li>Banques partenaires pour les garanties d\u00e9di\u00e9es<\/li><!-- \/wp:list-item --><!-- wp:list-item --><li>Fondations et investisseurs solidaires pour cofinancer<\/li><!-- \/wp:list-item --><\/ul><!-- \/wp:list -->\n\n<!-- \/wp:list --><!-- wp:heading {\"level\":3} -->\n\n<!-- wp:heading {\"level\":3} --><h3><span class=\"ez-toc-section\" id=\"Cas_pratiques_dentrepreneuriat_social\"><\/span>Cas pratiques d&rsquo;entrepreneuriat social<span class=\"ez-toc-section-end\"><\/span><\/h3><!-- \/wp:heading -->\n\n<!-- \/wp:heading --><!-- wp:paragraph -->\n\n<!-- wp:paragraph --><p>Ces cas pratiques montrent des trajectoires de cr\u00e9ation et de consolidation d&rsquo;activit\u00e9 locale. Un exemple concret illustre comment la combinaison finance-plus-accompagnement produit des r\u00e9sultats tangibles.<\/p><!-- \/wp:paragraph -->\n\n<!-- \/wp:paragraph --><!-- wp:quote -->\n\n<!-- wp:quote --><blockquote class=\"wp-block-quote\">\n<p>\u00ab Gr\u00e2ce au soutien local, mon entreprise sociale a doubl\u00e9 son impact en deux ans. \u00bb<\/p>\n<p><cite>Antoine B.<\/cite><\/p><\/blockquote><!-- \/wp:quote -->\n\n<!-- \/wp:quote --><!-- wp:quote -->\n\n<!-- wp:quote --><blockquote class=\"wp-block-quote\">\n<p>\u00ab L&rsquo;avis d&rsquo;un pair a souvent \u00e9t\u00e9 d\u00e9cisif pour convaincre un investisseur. \u00bb<\/p>\n<p><cite>Clara N.<\/cite><\/p><\/blockquote><!-- \/wp:quote -->\n\n<!-- \/wp:quote --><!-- wp:paragraph -->\n\n<!-- wp:paragraph --><p>Ces t\u00e9moignages mettent en avant l&rsquo;importance d&rsquo;une cha\u00eene d&rsquo;appui compl\u00e8te, depuis le diagnostic jusqu&rsquo;au suivi post-investissement. Le dessein final est d&rsquo;accro\u00eetre l&rsquo;inclusion financi\u00e8re et la r\u00e9silience territoriale.<\/p><!-- \/wp:paragraph -->\n\n<!-- \/wp:paragraph --><!-- wp:otoyoutube query=\"France Active social entrepreneurship interview\" --><!-- wp:paragraph -->\n\n<!-- wp:paragraph --><p>Source : France Active, \u00ab France Active : des r\u00e9sultats 2024 \u00bb, France Active, 2024 ; Banque de France, \u00ab Finance solidaire \u00bb, Banque de France, 2023 ; Finansol, \u00ab Panorama de la finance solidaire \u00bb, Finansol, 2024.<\/p><!-- \/wp:paragraph -->\n\n<!-- \/wp:paragraph -->\n\n","protected":false},"excerpt":{"rendered":"<p>L&rsquo;\u00e9conomie sociale et solidaire s&rsquo;impose comme un levier majeur pour r\u00e9pondre aux enjeux sociaux contemporains, en associant finalit\u00e9 sociale et pratiques \u00e9conomiques. 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